Entries by Amanda Rogers
Pros and Cons of COBRA vs. Private Health Insurance
When seeking out health insurance coverage past when it’s partially covered by your previous employer, how do you choose between picking COBRA or private health insurance? Both have pros and cons. The right choice, however, depends on your unique circumstances.
Let’s discuss the pros and cons of COBRA vs.… Read More
Why is Offering MEC Benefits More Affordable Than Not?
Article originally published on SBMA Benefits.
The Affordable Care Act (ACA), created in 2010, was designed to ensure healthcare is affordable and available to more people. Under the ACA regulations, applicable large employers (ALEs) are required to provide minimum essential coverage (MEC) to 95% of their full-time or full-time equivalent employees (someone who works at least 30 hours per week).… Read More
Pros and Cons of Telemedicine
Amid a global pandemic, the implementation of telemedicine has risen significantly over the last two years. Telemedicine can be a great way to communicate with your doctor in the safety of your own home. There are, however, pros and cons of telemedicine. … Read More
How to Promote Healthy Habits in Your Employees
Exercise
Consistent exercise creates long-lasting health benefits. Promoting regular exercise improves heart health, lowers cholesterol, increases brain function, reduces cancer risk, lowers stress, improves sleep and so much more.
All of these come together to facilitate a more productive lifestyle and work environment because your team is more capable of managing their stress and responsibilities.… Read More
What Happens If Your Employee Misses Open Enrollment
There are strict deadlines for open enrollment each year. It opens nationally on November 1st, and closes on January 15th. Some states, such as New York and California, have extended deadlines through January 31st. Click here to see your state’s open enrollment period.… Read More
Navigating Individual and Voluntary Benefits
Navigating the similarities and differences between individual and voluntary benefits can seem challenging. Which ones do your employees want? What can employees get from individual benefits that they can’t from voluntary? How can benefits attract and retain great talent?
Here is a list of the major similarities and differences between the two to help you navigate what benefits you want to provide.… Read More
HIPAA VS FERPA: WHAT’S THE DIFFERENCE?
There are laws in place to protect the privacy of patients and students. Continue reading to learn the difference between HIPAA and FERPA.
What is HIPAA?
HIPAA stands for Health Insurance Portability and Accountability Act of 1996. Under this federal law, patient health information is protected and kept secure unless the patient gives consent to disclose their information.… Read More
Understanding the Affordable Care Act Individual Mandate
The Affordable Care Act (ACA) implemented an individual mandate, also known as the “individual shared responsibility provision” that requires that most Americans have qualifying insurance.
Read more about what Minor Medical is and what it covers here.
Until 2018, those who did not prove themselves to have health insurance when filing taxes were penalized.… Read More
Pregnancy and Minimum Essential Coverage
Innovative HIA’s Minor Medical plan (also known as Minimum Essential Coverage) provides expecting mothers the resources to screen for potential risk factors that impact the mother and baby. Some conditions or complications that arise during pregnancy are not easily recognizable and may require screening and testing for a diagnosis.… Read More