SECTION 125
HEALTH & DISEASE PREVENTION PLAN
The gold standard for brokers to save time, make money and provide innovative solutions to their clients.
SECTION 125
A Preventative Healthcare Platform with State-Of-The-Art Health Tracking Software and More
DIGITAL HEALTH PORTAL
Provides a specialized, fully integrated technology suite, assisting employees to establish a healthy lifestyle while simultaneously improving employee productivity and reducing the need for health services by preventing health issues from arising in the first place.
PERSONALIZED COACHING
Provide employees with access to workplace certified health coaches who are personally assigned to them in order to give employees a detailed and effective regiment that will ensure their personal health.
TELEMEDICINE
Telemedicine enables medical consultations to take place through secure, electronic communication including bi-directional video conferencing, telephone and email. This eliminates the need for traveling back and forth to a doctor’s office, and opens up availability for employees who previously may have had trouble getting in to see a doctor for check ups or test results, due to a busy at home schedule.
BEHAVIORAL HEALTH
Behavioral clinicians provide assessment, diagnosis, consultation, and brief psychotherapy to address each employees behavioral health needs through live, interactive video conferencing.
RISK IDENTIFICATION
Predict and classify 35 different conditions and identify and rank the health risks of your unique environment.
GENOMICS TESTING
Leveraging this individualistic approach with an emphasis on each employee and offer each participant an opportunity to set goals for his or her physical and mental well-being based on their genetics.
What is Innovative HIA’s Health & Disease-Prevention Plan?
Employer Benefits
IMPROVE YOUR BOTTOM LINE
The Health & Disease-Prevention Plan was designed with the intention of providing companies of all sizes with the best, most affordable workplace health services. Our program offers a Preventative Healthcare Benefit Health Insurance Policy for Employees. We provide employees with preventative healthcare solutions that include Telemedicine, Health Coaching, Smoking Cessation, and Healthcare Advocacy.
The Health & Disease-Prevention Plan platform reduces health care costs and uniquely implements a Section 125 plan (Cafeteria Plan), which can often reduce taxable income for employees and creates payroll tax savings for employers.
√ Reduce Payroll
√ Reduce Healthcare Costs
√ Telemedicine Access
√ Classified Conditions
√ Platform Engagement
√ Hospitalization Reduction
√ Risk Identification
√ Saving Opportunity
√ Improve Employee Recruitment & Retention
What Does Section 125 Offer?
- Telemedicine 24/7 with ZERO copay ( includes employee’s family)
- Limited benefit Health Indemnity Plan to cover those out of pocket medical expenses
- A proactive health management program:
- Licensed Health Coached (Registeres RNs)
- Self Assessments
- Biometric & DNA Screenings
- SMART Goals
- Nutrition Education
- Weight & Disease Management
- Behavior Change Counseling
- Personal Training
- Health Advocacy
- Smoking Cessation
- Medical Procedure Pricing
- Stress & Sleep Program (from the Cleveland Clinic Program)
- Online Learning Modules
- Workshield – Impartial workplace harassment solutions (protects employees and employers)
Individual Employee Benefits
Every employee will be auto-enrolled:
- Increase in take-home pay
- Hospital Indemnity Plan
- 24/7 Unlimited Telehealth
- Health Tracking Software
- Wholistic Coaching
- Access to Licensed Registered Nurses
- Behavior Counseling
- Prescription Drug Comparison
- Medical Procedure Pricing Tool
- No Out of Pocket Costs
- Option for Minimal Essential Coverage Plan for ACA Individual Mandate to Comply in Certain States
Employer Benefits
Every employer will be auto-enrolled:
- Reduction in FICA taxes
- Annual Average Tax Savings of $600 per Employee
- No Out Of Pocket Costs
- Become Employer of Choice for supplying benefits and increasing employee’s take-home pay
- Extremely effective recruiting and retention tool
- Workshield Workplace Discrimination Solutions
- Option for Minimal Essential Cover for Full ACA Compliance