SMALL GROUP – MEC COVERAGE PLAN
Tailored health benefits that meet your employees’ needs.
Minor Medical Plan Minimum Enrollment: 10
Employers seek to offer benefits that ensure compliance, retain their workforce, and attract new talent.
MEC plans from Innovative Health Insurance Advisors present an ideal solution for employers focused on affordability. These plans provide essential health benefits and daily usable coverage, addressing the high costs of Major Medical insurance while keeping employees satisfied and healthy.
ADMINISTRATIVE SERVICES
All MEC penalty A compliant plans include the following administrative services:
- Cobra Administration
- Census Enrollment
- Benefit ID Cards
- Employer/Employee Plan Management Portal
- Bilingual Enrollment Material
PLAN OPTIONS
Choose from any combination of the following options to offer your employees:
WellCare
freshbenies Power Package
Telehealth – Primary Care Unlimited – $0 fee
Rx Saving Plan Included
Rx Benefits
Generic Rx – non-preferred Discount Only
Brand Rx – Discount Only
Brand Rx – Discount Only
PrimeCare
Wellness & Preventative Services Covered 100%
freshbenies Power Package
Telehealth – Primary Care Unlimited – $0 fee
Rx Saving Plan Included
Behavioral Telehealth $50 fee – 3x per year
Daily Usable Beenfit
Primary Care Visit Unlimited – $15 copay
Rx Benefits
Generic RX – Preferred Tier 1 – $10 Copay
Generic Rx – non-preferred Tier 2 – $25 Copay
OptimaCare
Wellness & Preventative Services Covered 100%
freshbenies Power Package
Telehealth – Primary Care Unlimited – $0 fee
Rx Saving Plan Included
Behavioral Telehealth Unlimited – $85 fee
Advocacy – healthcare navigation Included
Doctors Online – Specialist email consult Unlimited – $0 fee
freshbenies freshSAVINGS
Dental, Vision, Chiropractic, Hearing Aid, Lab Test, MRI/CT, Medical Equipment, Diabetic Included
Daily Usable Benefits
Primary Care Visit Unlimited – $15 copay
Urgent Care Unlimited – $50 copay
Specialist Visits Network discount
Laboratory Services Network discount
Rx Benefits
Generic RX – Preferred Tier 1 – $10 Copay
Generic Rx – non-preferred Tier 2 – $25 Copay
EliteCare
Wellness & Preventative Services Covered 100%
freshbenies Power Package
Telehealth – Primary Care Unlimited – $0 fee
Rx Saving Plan Included
Behavioral Telehealth Unlimited – $85 fee
Advocacy – healthcare navigation Included
Doctors Online – Specialist email consult Unlimited – $0 fee
Dermatologist Telehealth Unlimited – $75 fee
freshbenies freshSAVINGS
Dental, Vision, Chiropractic, Hearing Aid, Lab Test, MRI/CT, Medical Equipment, Diabetic Included
Daily Usable Benefits
Primary Care Visit Unlimited – $15 copay
Urgent Care Unlimited – $50 copay
Specialist Visits Unlimited – $15 copay
Laboratory Services Unlimited – $15 copay
Rx Benefits
Generic RX – Preferred Tier 1 – $10 Copay
Generic Rx – non-preferred Tier 2 – $25 Copay
Brand RX – Preferred Tier 3 – $50 Copay
Brand RX – NonPreferred Tier 4 – $75 Copay
Why Choose InnovativeHIA?
InnovativeHIA’s MEC plans offer a cost-effective alternative to Major Medical coverage, ensuring ACA compliance while providing valuable, daily usable benefits. Our comprehensive administrative services simplify plan management, and our flexible plan options allow you to tailor benefits to meet the specific needs of your workforce. Join the many employers who trust InnovativeHIA to deliver quality healthcare solutions.